Buying a property with Juno
When you buy a property, a lawyer helps you to:
- gather information about the property and uncover any issues with it
- ask the seller questions about the property
- make sure the property is transferred to you when you’ve paid for it
That’s what we do at Juno. Here’s a short guide to how it works.
1. Getting started
Getting started with Juno takes just ten minutes. You can do it online, at a time that works for you.
We’ll ask some questions about you, the property you want to buy and about the other people involved. You can do this before you make an offer (in fact, it makes everything faster if you do).
You can also do your ID check online in minutes, right from your sofa. You just need to send us photos of you and your valid passport or driving licence.
2. Your team
Your sale will be looked after by a small team of Juno staff, including at least one solicitor. There’s always someone ready to pick up the phone, answer your questions, or work on your sale as new documents and messages arrive.
Once we’ve checked your ID, we’ll get started on the searches.
3. Checking searches and official documents
“Searches” are the name property lawyers give to the checks we do with different authorities. These searches tell us things like whether there’s a risk of flooding, or if there are plans to build a new railway line close to the property.
As we receive these we will also receive documents about the property from the seller and the Land Registry. If there’s something we think you should be concerned about, we’ll raise it with you as soon as we find out.
Once we’ve got all this information we’ll ask a number of questions about the property (some lawyers call these ‘additional enquiries’). Many of these we’ll raise when we review the documents we receive, but if there’s anything in particular you want to find out just let us know.
When we’ve got answers we’re happy with, we’ll draw up a report which tells you everything we’ve found out about the property. In the meantime, we’ll work with you and your lender to make sure all of the money is in place to exchange contracts.
5. Exchanging contracts
On exchange day, we’ll swap signed contracts with the seller’s lawyer and confirm with them your deposit is in place. At this point the completion date is fixed, so you can book your removals and make arrangements for utility providers.
If you’re getting a mortgage, we’ll work with your lender to make sure everything is lined up for a smooth purchase. We’ll also send you a completion statement, which tells you exactly where the money will be sent once you buy your property.
6. Completing the sale
On completion day, we’ll send the seller the money to buy the property. Once we’ve done this, the property is all yours! You can collect the keys while we’ll make sure the property is transferred to you.
We’ll then register your purchase and, if you’re buying a leasehold property, tell the freeholder you’re the new owner.